Personal Lines
Increase profits from your residential lines of business.
Millennium knows that the key to writing and maintaining profitable personal lines starts with understanding the dynamics of your new and renewal book of business. It all begins with our industry-leading inspection and establishing an accurate replacement cost.
Through highly trained and experienced inspectors, all structures are measured, diagrammed, and photographed. Every potential hazard or maintenance condition on the property is identified and photographed, including close-up images of the roof condition. Many of our clients take advantage of our Remaining Roof Life Indicator, developed from nine roof condition indicators, to gauge their response to adverse conditions.
We at Millennium understand that one size does not fit all when it comes to Personal Lines Inspections. These days, carriers are underwriting a wider spectrum of home types than ever, ranging from rehabbed urban dwellings to high-end estates, from contemporary condos in city centers to single-family homes in gated communities. The trend toward “smart homes” is increasing as homeowners embrace the latest technologies and devices for a home’s security, temperature control, and flood/leak monitoring. The Millennium inspection team is highly regarded for their training and knowledge, and strive to make every step of the inspection process an easy and comfortable process for the homeowner.
While a normal exterior and interior survey from Millennium provides you with over 100 data points and key referrals on conditions and hazards, you may have properties where additional details will provide a deeper look at key property risk features.
Millennium offers Personal Supplemental Survey Reports for:
- Electrical, Heating, and Plumbing Systems
- Solid Fuel/Wood-Burning Stoves
- Brush Exposure
- Water Intrusion Identificaiton
- Wind Mitigation/Hurricane Exposure
