Commercial Lines
Make business lines better for your bottom line.
Millennium’s commercial inspections and powerful analytical tools can give you greater perspective on your business owner policy (BOP) book of business. Millennium’s surveys provide detailed information relative to Main Street businesses like attorneys’ offices, dry cleaners, retailers, and similar, smaller commercial operations.
For Commercial Lines Inspections, all structures on the property are measured, diagrammed, and photographed. We identify and photograph every potential hazard and maintenance condition — both on the property and around it. This includes up-close images of the roof condition and outlying risks which can include shared parking, and nearby buildings and businesses.
The definition of Commercial Lines properties has expanded with the times — from the more traditional exposures such as residential-style properties that are used for apartments, to unique, burgeoning industries such as food trucks which combine aspects of restaurant coverage with automobile insurance. Our inspection team brings diverse as well as specialized experiences to each inspection, and we are committed to ongoing education and regular meetings to stay proactive in new commercial trends. In fact, we are frequently told that our extensive and ongoing training program is among the best in the business.
While a thorough exterior and interior survey from Millennium provides you with an array of data points and key referrals on conditions and hazards, sometimes there is a need for even more facts and insights on exposures and risks to make your underwriting decision. Supplements through Millennium go even deeper into a commercial property’s condition and detailed practices, standards, processes, and systems.
Millennium offers Commercial Supplements for:
- Food Service & Entertainment
- Auto Services
- Educational Services
- Commercial Roof
- Social Services
- Vehicle Services
- Habitational Complex
